Do You Have Questions?

Ask a certified housing counselor! We are happy to answer any questions you may have, without obligation or pressure. Any information you share with and Exodus Financial Counselor is confidential.





To get there, though, it’s crucial to get the best possible mortgage rate. The rate and terms of your mortgage matter, since these factors can dramatically impact the total amount you spend.


Lower your rate by a percentage point or two, and you’ll save thousands in interest over the course of the loan.


As you consider your options for your next mortgage, it’s a good idea to set yourself up as best you can to ace the loan application and score the lowest rate.


“There are three pillars: your credit score, your income (which is converted to a debt-to-income ratio) and your assets,” explains Josh Moffitt, president of Silverton Mortgage in Atlanta.


In each of those areas, here are the steps to take to help get the best possible mortgage rate.


Mortgage refinance calculator shows you how much house can you afford?


If you anticipate that market values will continue to rise in your area, you will need to consider increasing your income by bringing in more revenue or cutting more expenses to bring your capitalization rate back up.


Mortgage rates are heading back down. The average rate on 30-year mortgages fell this week to 3.13 percent from last week’s 3.16 percent, according to Bankrate’s weekly survey of large lenders.


Remember, with rates this good, this is the best time to refinance.


How can I reach you?

The  customer service number is 301-772-0777. You may also email Grace at grace@exodusfinancialllc.com

Ask Us